According to The Times, Holiday insurance, which is sold by travel agents faces a regulatory clampdown after evidence that holidaymakers are being mis-sold insurance policies.

Apparently, a survey was undertaken in August, and only 35% of travel agents surveyed, asked medical questions, compared with 81% banks and insurance companies. More worryingly for consumers is that only 19% of the travel agents surveyed, explained what the policy covered and none outlined what it did not cover.

Shop around, compare policies and make sure that you are being covered for activities that you are going to take part in during your holiday - don’t necessary choose the cheapest, and check the excess amount that you would have to pay if you claimed.

I’ve yet to find a travel agency or operator offer cheaper travel insurance than direct with the travel insurance company. If interested, more information on the story can be found on The Times website.

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